Stand out and succeed in the Usage-Based Insurance (UBI) market
Whether you’re launching your first usage-based insurance (UBI) program using telematics data or looking to enhance an in-market one, success depends on more than just offering discounts.
As UBI becomes the norm, standing out means delivering real value — to both your business and your policyholders.
Our IMS DriveSync platform and our product offering give you the tools to do just that. Our end-to-end solution supports everything from program design and mobile app delivery to data capture, scoring, and ongoing optimization.
It’s flexible, fast to launch, and built to evolve and scale, helping you bring a compelling, differentiated and engaging UBI program to market with confidence.
Our UBI Solution Components
For auto insurers and mobility organizations
The tools you need to manage and administer a successful usage-based telematics (UBI) program. One deployment, using the IMS DriveSync® platform, can support multiple sides of your insurance business – personal lines and commercial lines users.
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Business Center
Program administration and reporting
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Enhanced Data Feeds
Actuarial Grading Score
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Customer Care & Support
Scalable customer support options available to support program growth
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Program Management & Support
Dedicated assistance with training, adoption and retention plans
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Logistics & Fulfilment Solutions
Operational assistance, including forward/reverse logistics, provisioning and enrolment
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Systems Integration
Seamless integration with external applications and corporate systems
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System & Data Management
Scalable IT architecture with data warehousing and security
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Insightful Analytics & Intuitive Interfaces
High quality intelligence and visualizations for insurers and end users
For End-Users
User‑friendly driving apps designed to help drivers track and improve their driving behaviours
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Post‑Trip Score
A clear view of their trip score, giving drivers clarity on how they performed and where to improve.
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Interactive Map View
The map visually highlights the trip path and pinpoints which behaviors impacted the overall score
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Dynamic and Personalized Coaching
Coaching based on each driver’s actual behaviors—empowering them to build safer habits, reduce risk, and gain confidence behind the wheel
Why choose IMS for your UBI needs
We deliver on the promise of being the premier, most complete UBI solution, offering a one-stop shop for insurer’s UBI needs – no additional suppliers or multiple partners to work with.
Some of our key differentiators
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One-stop shop for program needs
We offer insurers a single source provider for all their UBI program needs, including: hardware, logistics, support, secure data warehousing, data analytics, driver portals and more. No need to deal with multiple suppliers and partners.
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Customizable solutions without sacrificing speed-to-market
Providing the best of both worlds: 1) a turnkey approach to improve time-to-market while also 2) being customizable to branding and program requirements 3) Solution options so insurers can create targeted, differentiated programs for specific audiences and geographies.
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The best UBI Experts in the industry
Access to a team of subject matter experts with the experience and best practices developed by working with numerous insurers around the globe.
Telematics Insurance Risk Scoring
Configure your driving scoring model:
Create customized scoring for both vehicle and driver with a suite of scoring variables. We offer flexible scoring options and rating to precisely assess risk for each policyholder.
Create a scoring and rating model leveraging:
- IMS’ internal analytics teams or analytics partners.
- Your existing actuarial models refined by IMS.
Learn more about our leading end-to-end UBI solution
Contact us to request for more information